SBA loans
SBA loans combine long repayment terms with lower down-payment requirements than conventional commercial credit, making them ideal for established firms and startups alike. As a licensed broker, Heronbrook Lending Group evaluates your scenario, matches you with participating lenders, and assembles the business-plan narratives, tax transcripts, and personal-financial statements the SBA requires. We serve clients from the Marine View Drive corridor to the Normandy Park Town Center, ensuring every application reflects the unique character of businesses operating in this residential-focused community.
SBA loans
Normandy Park's proximity to Sea-Tac Airport and the Burien retail hub attracts service providers, small retail shops, and professional-services firms that need patient capital without pledging every asset. SBA loans across Kent typically allow 10- to 25-year amortizations, and the 7(a) variant covers real-estate purchases, tenant improvements, and inventory buildup. A local landscaping company near Five Corners might use 7(a) funds to acquire a competitor's client list and fleet, while a consulting practice on 1st Avenue South could finance office build-out and six months of payroll. Because we broker rather than lend, Heronbrook Lending Group shops your file to multiple SBA-preferred lenders, so you see competing structures side by side.
How it works
Documentation intimidates many owners, but our lens is documentation-made-simple. We provide a checklist, review drafts, and flag missing signatures before submission. You will gather profit-and-loss statements, business and personal tax returns for the past three years, a current balance sheet, and a narrative explaining use of proceeds. We translate that pile into the SBA's preferred format, coordinate with the lender's credit team, and keep you updated at every milestone. Our Kent office at 6627 S 191st Pl, Kent, WA 98032 is a short drive south on 1st Avenue South, and you can reach us at (253) 541-3712 to discuss Normandy Park business financing options.
Common questions
Why Kent owners trust Heronbrook Lending Group
Talk to a local advisor and get matched to the right program, no obligation.